Disability
Group disability insurance protects one of an employee’s most valuable assets – the ability to earn an income when he or she is too ill or injured to work. Offering Disability Income Insurance to your employees is not only a smart move but also a great way to enhance your employee benefits package. It helps you:
- Employee financial security
- Employee job satisfaction
- Positive employee relationships
- Attract and retain top talent
Availability of options may vary by state.
Short Term Disability (STD)
STD plans provide a weekly benefit to covered employees who become disabled due to an injury, sickness or pregnancy. These plans can help your employees manage their household costs by providing up to 60% of their income while they are temporarily disabled.
For illustrative purposes only. Coverage plans may vary. Benefits may be taxable depending on who pays for the coverage.
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Long Term Disability (LTD)
Serious illnesses or accidents can come out of nowhere. They can interrupt your employee’s life, and their ability to work for months ─ even years. Long term disability can help them pay up to 60% of their income, so they have financial support to manage their disability and their household.
For illustrative purposes only. Coverage plans may vary. Benefits may be taxable depending on who pays for the coverage.