Employee Benefit Guidance & Compliance Solutions

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EXPLORE PF Compass

Our Purpose

Our Purpose

If your company is between 2 and 500 lives, PF Compass has you covered. Employers today are blindsided by double-digit renewal increases because their current representation hasn’t provided them with a blueprint to manage their employee benefit options.

Our Services

Our Services

Many of today’s broker/consultants are only seen at renewal or when a claims issue arises. Unfortunately, many businesses are unaware that there is so much more their broker/consultant should be doing. At PF Compass we go well beyond what has become common broker responsibilities.

Our Clients

Our Clients

We work with all types of businesses, large and small, across a wide range of industries. Over the years we have created a reputation of providing quality group benefits and unmatched service for all our clients.

LATEST FROM PF COMPASS

Our Services

Why More Employers Are Moving To Self Funded Captives

Posted by on April 30, 2025 in Human Resources

If you’re an employer with 50 to 250 employees, chances are your health insurance renewal has become something you dread. Year after year, costs go up—but transparency and control don’t. It’s a frustrating cycle we call the fully insured treadmill, and it’s why more forward-thinking companies are stepping off. At PF Compass, we help businesses rethink how they finance and manage employee health benefits. One of the most effective tools we offer is a self-funded captive model—a proven strategy to take back control, manage risk more efficiently, and even recoup money you’re currently handing over to insurance carriers. Let’s walk through the key challenges—and the smarter solutions available. View Infographic/Print Download The Problem: Escalating Costs, No Control Healthcare costs continue to rise faster than inflation, with annual premium increases outpacing wage growth and business revenue in many industries. But what’s driving these increases? As an employer, ask yourself: Do...

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