Why Better Employee Benefits Guidance Matters—And Where Employers (and Brokers) Can Step Up

Posted by Brian Honan on June 20, 2025 in Human Resources

Each year, employees make big financial decisions during benefits enrollment—contributing to retirement plans, selecting health coverage, and choosing ancillary benefits. But without meaningful employee benefits guidance, these choices can do more harm than good. A recent report from SAVVI Financial revealed a troubling trend: 37% of employees avoid thinking about their benefits altogether, saying it’s too overwhelming. 19% say their benefit decisions have caused financial stress. 72% are more concerned about their financial choices this year than last. It’s clear that employees aren’t just confused—they’re quietly struggling. And when benefit decisions lead to stress, it impacts more than finances. Healthcare-related costs are delaying life milestones like buying a home or starting a family for many. Others are dipping into savings just to cover basic medical needs. So how did we get here? Education Is the Missing Link Most companies already offer benefit guides, videos, or portals. But access to...