Employee Benefit Guidance & Compliance Solutions

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EXPLORE PF Compass

Our Purpose

Our Purpose

If your company is between 2 and 500 lives, PF Compass has you covered. Employers today are blindsided by double-digit renewal increases because their current representation hasn’t provided them with a blueprint to manage their employee benefit options.

Our Services

Our Services

Many of today’s broker/consultants are only seen at renewal or when a claims issue arises. Unfortunately, many businesses are unaware that there is so much more their broker/consultant should be doing. At PF Compass we go well beyond what has become common broker responsibilities.

Our Clients

Our Clients

We work with all types of businesses, large and small, across a wide range of industries. Over the years we have created a reputation of providing quality group benefits and unmatched service for all our clients.

LATEST FROM PF COMPASS

Our Services

Is it Time for Employers to Consider Reference Based Pricing Health Plans?

Posted by on March 1, 2023 in Human Resources

It is no secret that overall, healthcare costs are rising, in a climate where employees are looking for more and more from their benefits offerings. For employers it is a constant challenge to provide a robust package that will help with the goal of attraction and retention of talent, while also trying to control costs. Reference based pricing health plans have become increasingly popular in recent years as employers look for ways to contain those rising healthcare costs. Reference based pricing is a type of health plan that sets a maximum allowable fee for certain procedures, tests, and services. While this can indeed be an effective way to control costs, there are pros and cons to consider before deciding if it’s the right choice for your company. PROS   Cost Control. The primary benefit of reference-based pricing is that it helps employers control healthcare costs. By placing a limit...

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