PF Compass

Employee Benefit Guidance & Compliance Solutions

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BOUTIQUE-LEVEL SERVICE FOR ALL

Whether you’re a business of 5 or 500+, expect private client attention

HOW COMPLIANT IS YOUR BUSINESS?

All inclusive package of tools and resources to navigate your company's path

TOOLS OF THE TRADE, AT YOUR FINGERTIPS

Simple, effective technology platforms with live support a phone call away

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EXPLORE PF Compass

Our Purpose

If your company is between 2 and 500 lives, PF Compass has you covered. Employers today are blindsided by double-digit renewal increases because their current representation hasn’t provided them with a blueprint to manage their employee benefit options.

Our Services

Many of today’s broker/consultants are only seen at renewal or when a claims issue arises. Unfortunately, many businesses are unaware that there is so much more their broker/consultant should be doing. At PF Compass we go well beyond what has become common broker responsibilities.

Our Clients

We work with all types of businesses, large and small, across a wide range of industries. Over the years we have created a reputation of providing quality group benefits and unmatched service for all our clients.

LATEST FROM PF COMPASS

Group Healthcare Benefits in 2025: What’s Changing and How PF Compass Can Help

Posted by Brian Honan on August 8, 2025 in Human Resources

As healthcare costs continue to rise and employee expectations evolve, group healthcare benefits are undergoing a major transformation in 2025. Employers are no longer just offering coverage—they’re strategically designing benefits to attract talent, manage costs, and support employee well-being. Here’s what’s trending and how PF Compass can help your organization stay ahead. Key Trends in Group Healthcare Benefits Level-Funded and Self-Funded Plans Smaller businesses are increasingly adopting level-funded plans, which combine the predictability of fully insured premiums with the cost-saving potential of self-funding. These plans offer more flexibility and transparency, especially when paired with strong analytics and claims support. Personalized Plan Designs Employers are moving away from one-size-fits-all coverage. Popular options include: High-Deductible Health Plans (HDHPs) with Health Savings Accounts (HSAs) Wellness incentives and mental health support Telehealth services and preventive care programs Cost Management Strategies With healthcare costs projected to rise by over 9% in 2025, employers are:...